About Us
America Funding is your first choice for finding the loan you need. Getting a home loan or mortgage has never been easier... we can help you get the financial security you’re seeking, even if you’re a first-time homeowner with less-than-perfect credit.
Whether you need a loan for purchasing, refinancing, home improvement, investment, debt consolidation, a home equity loan, or looking to secure a loan for property in Mexico, America Funding has the right loan for you!
We can get you the lowest rates possible... as a direct mortgage lender as well as a Preferred Broker with access to over one hundred institutional investors, and private equity firms, we have access to the best possible rates. We deal directly with the nation's largest banks and lenders, and will originate a billion dollars in loans this year, passing on our volume discounts to you, our valued client. We promise you a quick response, so you can secure your loan, and get on with your life. No matter what your financial needs are, America Funding can help.
America Funding Officers
Phillip Baltazar
Founder/CEO/President
Phillip has been at the helm of America Funding, Inc., since its inception. Bringing eleven years of mortgage business experience as an originator, broker and banker, his mission has been "to provide an enhanced mortgage experience for every consumer through superior customer service and exceptional pricing". This mission is achieved with major investments in process and technology, with an emphasis on leveraging the power of the internet and through strategic industry wide partnerships. Never afraid to challenge the team to innovate, increase efficiencies and get better, America Funding, Inc., continues to grow into a dominate force in the mortgage industry. Phillip is the proud father of five year old Ricky, three year old Annelies and a new baby girl, Emilia Rose. Favorite pastimes include sailing, surfing, skiing and coaching Ricky’s little league soccer.-
Sean Casey
Branch Manager
McLean VA Office
Sean came on board in November of 2004 to help open the Mclean, Virginia Office. On December of 2004, along with Phillip Baltazar and three employees, he opened the Mclean Office. He has since expanded the office to over twenty five employees and they have funded well over a 1,000 loans. Sean has been in the mortgage business for several years and has a strong background in finance and corporate sales. Sean graduated in 1991 with his Bachelor of Science in Finance from Providence College in Rhode Island. He was born in Boston, MA and grew up on Cape Cod. Sean lives with his wife Shannon in McLean, VA. Sean enjoys traveling with his wife, golf and playing racquetball. 
Richard Molloy
Branch Manager
San Diego Office
Richard Molloy is the Branch Manager of the San Diego Office. He has over ten years of experience in the mortgage lending business as a Premier Broker, as well as a Mortgage Banker. He started his career as a Loan Officer, and has progressed through the ranks as a Sales Manager, Production Manager, and now is the Branch Manager of our San Diego Office. He received his MBA in 1995 from Bentley College in Waltham, Massachusetts. He received his Bachelor of Science Degree in 1993 from Hawaii Pacific University in Honolulu, Hawaii while serving on Active Duty in the United States Marine Corps. He was born in Boston, Massachusetts and grew up on Cape Cod. He lives with his wife Lory in Pacific Beach and enjoys golfing, swimming, and team sports.
Shane Anderson
Processing Manager
Shane is the processing manager for America Funding, Inc. He was given the opportunity and challenge to handle the day to day operations of the processing department in 2004. He has been working hard ever since, furthering the education and success of the department in this fast paced environment. He works with all of the company’s processors to reach both the company’s and their personal goals. Shane has been in the real estate business since 1999 and has a background in Naval Aviation. Being a huge outdoor enthusiast, he does what he can to spend his extra time hunting and fishing. He is here to make what can be a stressful time easy for you by getting your file through the mortgage process.
Jeff Pinto
Sales Manager
Jeff Pinto has been a Sales Manager with America Funding since 2005. He has been in the mortgage lending industry for several years. Prior to joining the America Funding team, Jeff worked as a Loan Officer and then as a Sales Manager at a Mortgage Bank in the San Diego Area. Jeff grew up in Falmouth, Massachusetts and joined the United States Marine Corps after graduating from high school. Jeff began taking college courses while on active duty and completed his Bachelor of Science Degree at the University of Massachusetts. After receiving his degree, Jeff worked for Reznick, Fedder & Silverman, CPAs as well as Ernst & Young, LLP in Boston, where he performed audit and tax services for real estate partnerships and trusts.
Jeff Ludlow
Sales Manager
Jeff has been at America Funding for two years. He was brought over from another mortgage company, where he was a senior loan officer. After one year at America Funding, he was promoted to a team leader, where he was responsible for other loan officers within the company. Upon moving into America Funding’s new office space, Jeff became a sales manager and is in charge of his own team’s production. Prior to his work in the mortgage business, he was employed with PricewaterhouseCoopers, where he practiced real estate taxation for three years. Jeff is a graduate of the University of Massachusetts with an accounting degree.
Stayc Barkett
Operations Manager
Stayc Barkett is the Operations Manager at America Funding. Stayc was raised in New York and transplanted to San Diego in 1997. She has been in office management for more than fifteen years and has been in the mortgage industry for over ten years. Stayc has a Human Resource certification from San Diego State and has held her Real Estate Salesperson’s license for seven years. Stayc’s goal is to provide excellent customer service and be able to expedite all office operations smoothly and efficiently. Stayc and her husband Zach are the proud parents of a seven month old daughter named Mia Skye. Stayc enjoys horseback riding, softball and traveling.
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Jack was very easy to work with and responsive. I appreciated the fact that anything he sent me was complete, and not misleading like documents and offers I received from others who contacted me through Lending Tree.
— Robert T.
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