Higher Credit Scores Can Mean Lower Rates On Loans

Higher Credit Scores Can Mean Lower Rates On Loans

The rates you receive are affected by your credit score. Over 70% of credit reports contain errors which could harm your credit score. Check your credit report to ensure your score is accurate for the lowest rate.

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The rates you receive are affected by your credit score. Over 70% of credit reports contain errors which could harm your credit score. Check your credit report to ensure your score is accurate for the lowest rate.
— John C.

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Additional Tools

Mortgage Videos and Tools

Calculators


  • Mortgage Payment Calculator (PITI)

  •  » Note: This calculator will compute your monthly PITI (Payment, Interest, Taxes and Insurance) based on your input.

    Enter Calculation:
    Loan Amount:
    Loan Term: years
    Annual Interest Rate:
    Annual Property Taxes: $
    Annual Property Insurance: $


    Results:
    Monthly Principal + Interest:
    Monthly Tax:
    Monthly Insurance:
    Total Payment:

  • Mortgage Payment Amortization

  •  » Note: This calculator will compute your Monthly Payment, the Total Interest you will pay over the term of the loan plus the total amount you will actually pay for borrowing the money. Simply input your information in to the required field. You can check "Show Amortization Schedule" box to see a breakdown of payments.

    Amortization Calculator
    Total Loan Amount
    Annual Interest Rate (APR)
    Term of Loan (months)

  • How Much Can I Borrow?

  • Overview

    You can use this calculator as a guide to determine what the mortgage companies will allow you to borrow and how much will you save on taxes. There are a lot of factors, of course, which will ultimately determine how much your bank or mortgage company will loan you, but gross income and current debt payments are the most heavily weighted qualifiers.


    Monthly Income
       Salary/Wages
       Other Income
    Monthly Housing Expenses
       Property Taxes
       Hazard Insurance
    Other Monthly Expenses
       Auto Payment
       Other Payments
    Loan Term and Interest Rate
       Loan Term Years
       Interest Rate %
       

    Results
    You may qualify for a maximum monthly mortgage payment (P+I) of
    You may qualify for a maximum loan amount of

    **The figures above are based upon conventional program guidelines. Other loan programs are available. Calculations by this tool are believed to be accurate, yet are not guaranteed. Further review is necessary to obtain an exact qualification. If you have less than 20% equity in your home, a monthly mortgage insurance payment may be required.

  • Rent vs. Buy Calculator

  • Mortgage Points Calculator

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