New Home Purchasing Looking to buy a new home?

First Choice Bank is here to help!

If you’re looking to buy a home, First Choice Bank can help you. We can help you pre-qualify for a home loan, find the home you’re looking for, and get the right loan for your needs.

We have a wide variety of loans available to suit all of your financial needs. Whether you’re a first-time buyer, or already own your own home, First Choice Bank has a loan that will help you make the most out of your investment. We offer competitive rates for all of our loan programs, and can compile customized rates upon request!

We’ve been helping homeowners get the loans they need since 1995... our streamlined process and direct contact with multiple lender sources can close your loan quickly and efficiently.

Some of the many loans we have available include:

• Low Down Payment loans:
  3% down payment required. Call for details!
• Fixed Rate Mortgage:
  Ideal if you're looking for a more traditional mortgage that offers a low fixed rate for a fully amortized time period of usually 15 or 30 years. This is perfect for those who aren't planning to relocate any time soon.
• Adjustable Rate Mortgage:
  Adjustable rate mortgages offer low rates that are fully adjustable based on a specific financial index such as the LIBOR, Prime Rate, or US Treasury and margin that can be fixed for a specific amount of time which is usually the first two, three, five, seven or ten years.
• Interest Only Purchase Loan Programs:
  These purchase loan products offer lower monthly payments and allow the borrower to control how much money they want to pay towards principal each month by requiring only the interest to be paid each month. Interest-Only loan programs are available on Fixed Rate as well as Adjustable Rate Loan Programs.