Refinance your way to financial freedom with First Choice Bank!

With First Choice Bank, you can refinance to:

Refinancing can be used for any number of reasons, including consolidating existing debt, or reducing your monthly mortgage payments. Mortgage refinancing is a great way to reshape your existing mortgage to better serve your financial needs. You can cash out of your existing equity, or invest with extra income. Your home can provide you with the cash you need for just about anything... and First Choice Bank can show you how!

How Can I Refinance?

Our refinancing experts will take you through the process step by step and help you achieve your financial goals. We have several different loan programs that we can tailor to your unique situation, and help keep your costs down. Our knowledgeable staff will help you find what you're looking for.

Some of Our Many Loan Programs

We have a wide variety of refinance loan programs options to fit your financial goals:

• Debt Consolidation Programs:
  We can help you consolidate your bills and save you hundreds and sometimes thousands of dollars a month! Not to mention the ease of combining all of you payments into in to one easy-to-manage monthly payment.
• Cash Out loans:
  Viable loan options for those individuals that need access to fast liquid capital for any reason such as home improvement, college costs, or major purchases like a new car or boat!
• Fixed Rate Mortgage:
  Ideal if you're looking for a more traditional mortgage that offers a low fixed rate for a fully amortized time period of usually 15 or 30 years. This is perfect for those who aren't planning to relocate any time soon.
• Adjustable Rate Mortgage:
  Adjustable rate mortgages offer low rates that are fully adjustable based on a specific financial index such as the LIBOR, MTA, COFI, Prime Rate, or US Treasury and margin that can be fixed for a specific amount of time which is usually the first two, three, five, seven or ten years.
• Interest-Only Mortgage Loans:
  Offer lower monthly payments and allow the borrower to control how much money they want to pay towards principal each month by requiring only the interest to be paid each month. Interest-Only loan programs are available on Fixed Rate as well as Adjustable Rate Loan Programs.